/* Loftd — navy + gold premium fintech */
:root {
  --color-bg: #f4f2ee;
  --color-bg-pattern: #ebe7e0;
  --color-surface: #ffffff;
  --color-text: #0c1222;
  --color-text-muted: #5c6478;
  --color-border: #ddd8cf;
  --color-navy: #0c1222;
  --color-navy-mid: #151d33;
  --color-navy-light: #1e2a47;
  --color-primary: #c9a227;
  --color-primary-hover: #b8921f;
  --color-primary-soft: #faf6eb;
  --color-promo: var(--color-navy);
  --color-gold: #c9a227;
  --color-gold-muted: #a88620;
  --color-on-primary: #0c1222;
  --color-on-navy: #f8f6f3;
  --color-accent: var(--color-primary);
  --color-accent-hover: var(--color-primary-hover);
  --color-accent-soft: var(--color-primary-soft);
  /* Legacy alias used in a few rules */
  --color-teal: var(--color-primary);
  --font-sans: "Plus Jakarta Sans", system-ui, -apple-system, sans-serif;
  --font-serif: "Fraunces", "Georgia", serif;
  --shadow-sm: 0 1px 2px rgba(28, 25, 23, 0.06);
  --shadow-md: 0 16px 48px rgba(28, 25, 23, 0.08);
  --radius: 14px;
  --radius-lg: 20px;
  --max-width: 1140px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font-sans);
  font-size: 1rem;
  line-height: 1.65;
  color: var(--color-text);
  background-color: var(--color-bg);
  background-image: linear-gradient(
      90deg,
      rgba(231, 229, 228, 0.35) 1px,
      transparent 1px
    ),
    linear-gradient(var(--color-bg) 0%, var(--color-bg) 100%);
  background-size: 72px 100%, 100% 100%;
  -webkit-font-smoothing: antialiased;
}

img {
  max-width: 100%;
  height: auto;
}

a {
  color: var(--color-gold-muted);
  text-decoration: none;
}

a:hover {
  text-decoration: underline;
}

.font-serif {
  font-family: var(--font-serif);
}

.skip-link {
  position: absolute;
  left: -9999px;
  z-index: 999;
  padding: 0.75rem 1rem;
  background: var(--color-navy);
  color: #fff;
}

.skip-link:focus {
  left: 1rem;
  top: 1rem;
}

/* —— Toggles (see site-config.js) —— */
html.wc-hide-promo .promo-bar {
  display: none !important;
}

html.wc-hide-testimonials #testimonials {
  display: none !important;
}

html.wc-hide-couples #couples,
html.wc-hide-couples .wc-nav-couples {
  display: none !important;
}

html.wc-hide-professionals #professionals,
html.wc-hide-professionals .wc-nav-professionals {
  display: none !important;
}

.promo-bar {
  background: var(--color-promo);
  color: #fff;
  text-align: center;
  font-size: 0.8125rem;
  font-weight: 600;
  padding: 0.5rem 1rem;
}

.promo-bar a {
  color: #fff;
  text-decoration: underline;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(12, 18, 34, 0.96);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.site-header .logo-wordmark {
  color: var(--color-on-navy);
}

.site-header .nav-desktop a {
  color: rgba(248, 246, 243, 0.88);
}

.site-header .nav-desktop a:hover {
  color: var(--color-gold);
}

.site-header .menu-toggle span {
  background: var(--color-on-navy);
}

.header-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0.75rem 1.5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.logo {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-weight: 700;
  font-size: 1.125rem;
  font-family: var(--font-serif);
  color: var(--color-navy);
  text-decoration: none;
}

.logo:hover {
  text-decoration: none;
  color: var(--color-navy-light);
}

.logo-mark {
  width: 36px;
  height: 36px;
  border-radius: 10px;
  background: linear-gradient(145deg, var(--color-navy) 0%, var(--color-navy-light) 55%, #0d9488 100%);
  color: #fff;
  display: grid;
  place-items: center;
  font-size: 0.85rem;
  font-weight: 800;
  letter-spacing: -0.02em;
  font-family: var(--font-sans);
}

.nav-desktop {
  display: flex;
  align-items: center;
  gap: 1.35rem;
  flex-wrap: wrap;
  justify-content: center;
}

.nav-desktop a {
  color: var(--color-text-muted);
  font-weight: 500;
  font-size: 0.875rem;
  text-decoration: none;
}

.nav-desktop a:hover {
  color: var(--color-navy);
  text-decoration: none;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.65rem 1.35rem;
  font-family: inherit;
  font-size: 0.9375rem;
  font-weight: 600;
  border-radius: 999px;
  border: none;
  cursor: pointer;
  text-decoration: none;
  transition: background 0.15s, color 0.15s, transform 0.1s, border-color 0.15s;
}

.btn:active {
  transform: scale(0.98);
}

.btn-primary {
  background: linear-gradient(180deg, #dbb94a 0%, var(--color-primary) 50%, var(--color-primary-hover) 100%);
  color: var(--color-on-primary);
  box-shadow: 0 2px 8px rgba(201, 162, 39, 0.35);
}

.btn-primary:hover {
  background: linear-gradient(180deg, #e8c85a 0%, var(--color-primary) 55%, var(--color-primary-hover) 100%);
  color: var(--color-on-primary);
  text-decoration: none;
}

.btn-outline {
  background: transparent;
  color: var(--color-navy);
  border: 1px solid var(--color-border);
}

.btn-outline:hover {
  background: var(--color-surface);
  border-color: #a8a29e;
  text-decoration: none;
}

.btn-ghost {
  background: transparent;
  color: var(--color-text-muted);
  border: 1px solid transparent;
}

.btn-ghost:hover {
  color: var(--color-navy);
  background: rgba(255, 255, 255, 0.6);
  text-decoration: none;
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.menu-toggle {
  display: none;
  width: 44px;
  height: 44px;
  padding: 0;
  border: 1px solid var(--color-border);
  border-radius: 10px;
  background: var(--color-surface);
  cursor: pointer;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: 5px;
}

.menu-toggle span {
  display: block;
  width: 20px;
  height: 2px;
  background: var(--color-navy);
  border-radius: 1px;
  transition: transform 0.2s ease, opacity 0.2s ease;
}

.menu-toggle[aria-expanded="true"] span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.menu-toggle[aria-expanded="true"] span:nth-child(2) {
  opacity: 0;
}

.menu-toggle[aria-expanded="true"] span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

.nav-mobile {
  display: none;
  flex-direction: column;
  padding: 1rem 1.5rem 1.5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  background: var(--color-navy);
}

.nav-mobile a {
  color: rgba(248, 246, 243, 0.9);
}

.nav-mobile a:hover {
  color: var(--color-gold);
}

.nav-mobile.is-open {
  display: flex;
}

.nav-mobile a {
  padding: 0.75rem 0;
  color: var(--color-text);
  font-weight: 500;
  border-bottom: 1px solid var(--color-border);
  text-decoration: none;
}

.nav-mobile a:last-of-type {
  border-bottom: none;
}

@media (max-width: 900px) {
  .nav-desktop,
  .nav-actions .btn-ghost {
    display: none;
  }

  .menu-toggle {
    display: flex;
  }
}

/* —— Hero —— */
.hero {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 1.35rem 1.5rem 2rem;
  text-align: center;
}

.hero-kicker {
  margin: 0 0 0.75rem;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-primary);
}

.hero h1 {
  margin: 0 auto 1rem;
  font-family: var(--font-serif);
  font-size: clamp(2.1rem, 4.8vw, 3rem);
  font-weight: 700;
  font-variation-settings: "SOFT" 50;
  letter-spacing: -0.02em;
  line-height: 1.12;
  color: var(--color-navy);
  max-width: 16ch;
}

.hero-lead {
  margin: 0 auto 1.75rem;
  max-width: 38rem;
  font-size: 1.125rem;
  color: var(--color-text-muted);
}

.hero-ctas {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  justify-content: center;
  margin-bottom: 2rem;
}

.hero-note {
  margin: 0 0 1.5rem;
  font-size: 0.875rem;
  color: var(--color-text-muted);
}

.hero-follow {
  max-width: 42rem;
  margin: 0 auto;
  padding: 2rem 1.5rem 0.5rem;
  text-align: center;
}

.hero-follow__intro {
  margin: 0 0 1.25rem;
  font-size: 1.0625rem;
  line-height: 1.7;
  color: var(--color-text-muted);
  text-align: left;
}

.hero-follow__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  justify-content: center;
  margin-bottom: 1.25rem;
}

.hero-follow .hero-note {
  margin-bottom: 1.25rem;
}

.hero-follow .trust-strip {
  margin-bottom: 2rem;
}

.trust-strip {
  display: flex;
  flex-wrap: wrap;
  gap: 1.25rem 1.75rem;
  justify-content: center;
  align-items: center;
  padding: 1.25rem 1.5rem;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  max-width: 52rem;
  margin: 0 auto 2.5rem;
}

.trust-strip span {
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--color-text-muted);
}

.trust-strip strong {
  color: var(--color-navy);
}

/* —— App mockup (decorative) —— */
.hero-visual-wrap {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 1.5rem 3rem;
}

.hero-mockup {
  max-width: 920px;
  margin: 0 auto;
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  background: var(--color-surface);
  box-shadow: var(--shadow-md);
  overflow: hidden;
}

.mockup-chrome {
  display: flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0.65rem 1rem;
  background: #fafaf9;
  border-bottom: 1px solid var(--color-border);
}

.mockup-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: #e7e5e4;
}

.mockup-body {
  display: grid;
  grid-template-columns: 160px 1fr;
  min-height: 280px;
}

@media (max-width: 640px) {
  .mockup-body {
    grid-template-columns: 1fr;
  }

  .mockup-sidebar {
    display: none;
  }
}

.mockup-sidebar {
  padding: 1rem;
  background: #fafaf9;
  border-right: 1px solid var(--color-border);
  font-size: 0.75rem;
  color: var(--color-text-muted);
}

.mockup-nav-item {
  padding: 0.45rem 0.5rem;
  border-radius: 8px;
  margin-bottom: 0.25rem;
}

.mockup-nav-item.is-active {
  background: #fff;
  color: var(--color-navy);
  font-weight: 600;
}

.mockup-main {
  padding: 1.25rem 1.5rem;
}

.mockup-label {
  font-size: 0.6875rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  color: var(--color-primary);
  margin-bottom: 0.35rem;
}

.mockup-stat {
  font-family: var(--font-serif);
  font-size: 1.75rem;
  font-weight: 700;
  color: var(--color-navy);
  margin-bottom: 1rem;
}

.mockup-chart {
  height: 120px;
  border-radius: 10px;
  background: linear-gradient(180deg, #ecfdf5 0%, #ccfbf1 100%);
  position: relative;
  overflow: hidden;
}

.mockup-chart::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 55%;
  background: linear-gradient(
    90deg,
    transparent 0%,
    rgba(13, 148, 136, 0.2) 40%,
    rgba(13, 148, 136, 0.45) 100%
  );
  clip-path: polygon(0 100%, 0 35%, 18% 55%, 38% 22%, 58% 48%, 78% 12%, 100% 40%, 100% 100%);
}

/* —— Sections —— */
.section {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 3.5rem 1.5rem;
}

.section-tight {
  padding-top: 2rem;
  padding-bottom: 2rem;
}

.section-header {
  text-align: center;
  max-width: 40rem;
  margin: 0 auto 2.5rem;
}

.section-header h2 {
  margin: 0 0 0.75rem;
  font-family: var(--font-serif);
  font-size: clamp(1.65rem, 3vw, 2.15rem);
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--color-navy);
}

.section-header p {
  margin: 0;
  color: var(--color-text-muted);
  font-size: 1.0625rem;
}

.kicker {
  display: block;
  font-family: var(--font-sans);
  font-size: 0.6875rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-primary);
  margin-bottom: 0.5rem;
}

.features-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.25rem;
}

.feature-card {
  padding: 1.5rem 1.5rem;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  transition: box-shadow 0.2s, border-color 0.2s;
}

.feature-card:hover {
  box-shadow: var(--shadow-md);
  border-color: #d6d3d1;
}

.feature-card .kicker {
  margin-bottom: 0.35rem;
}

.feature-card h3 {
  margin: 0 0 0.5rem;
  font-family: var(--font-serif);
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--color-navy);
}

.feature-card p {
  margin: 0;
  font-size: 0.9375rem;
  color: var(--color-text-muted);
}

/* —— Split feature bands —— */
.split-band {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 3rem 1.5rem;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2.5rem;
  align-items: center;
}

.split-band.reverse .split-band__text {
  order: 2;
}

.split-band.reverse .split-band__visual {
  order: 1;
}

@media (max-width: 840px) {
  .split-band,
  .split-band.reverse {
    grid-template-columns: 1fr;
  }

  .split-band.reverse .split-band__text,
  .split-band.reverse .split-band__visual {
    order: unset;
  }
}

.split-band__text h2 {
  margin: 0 0 0.75rem;
  font-family: var(--font-serif);
  font-size: clamp(1.5rem, 2.8vw, 2rem);
  font-weight: 700;
  color: var(--color-navy);
}

.split-band__text p {
  margin: 0 0 1rem;
  color: var(--color-text-muted);
  font-size: 1rem;
}

.split-visual-card {
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  background: var(--color-surface);
  box-shadow: var(--shadow-md);
  padding: 1.25rem;
  min-height: 220px;
}

.split-visual-card .row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 0.65rem 0;
  border-bottom: 1px solid var(--color-border);
  font-size: 0.875rem;
}

.split-visual-card .row:last-child {
  border-bottom: none;
}

.pill {
  display: inline-block;
  padding: 0.2rem 0.55rem;
  font-size: 0.6875rem;
  font-weight: 700;
  border-radius: 999px;
  background: var(--color-primary-soft);
  color: var(--color-primary-hover);
}

/* —— Audience tiles —— */
.audience-section {
  background: #fafaf9;
  border-top: 1px solid var(--color-border);
  border-bottom: 1px solid var(--color-border);
}

.audience-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 3.5rem 1.5rem;
}

.audience-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 1.5rem;
}

.audience-card {
  padding: 2rem;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
}

.audience-card h2 {
  margin: 0 0 0.75rem;
  font-family: var(--font-serif);
  font-size: 1.5rem;
  color: var(--color-navy);
}

.audience-card p {
  margin: 0 0 1.25rem;
  color: var(--color-text-muted);
}

/* —— Testimonials —— */
.testimonials-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 3.5rem 1.5rem;
}

.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.25rem;
}

.testimonial-card {
  padding: 1.5rem;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
}

.testimonial-card .stars {
  color: var(--color-gold);
  font-size: 0.9rem;
  letter-spacing: 0.08em;
  margin-bottom: 0.75rem;
}

.testimonial-card blockquote {
  margin: 0 0 1rem;
  font-family: var(--font-serif);
  font-size: 1.05rem;
  font-style: italic;
  color: var(--color-navy);
  line-height: 1.45;
}

.testimonial-card cite {
  font-size: 0.8125rem;
  font-style: normal;
  color: var(--color-text-muted);
}

/* —— Pricing teaser —— */
.pricing-teaser {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 3rem 1.5rem;
}

.pricing-card {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 2rem;
  align-items: center;
  padding: 2rem 2.25rem;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}

@media (max-width: 720px) {
  .pricing-card {
    grid-template-columns: 1fr;
  }
}

.pricing-card h2 {
  margin: 0 0 0.5rem;
  font-family: var(--font-serif);
  font-size: clamp(1.5rem, 2.5vw, 2rem);
  color: var(--color-navy);
}

.pricing-card .lead {
  margin: 0 0 1.25rem;
  color: var(--color-text-muted);
}

.pricing-points {
  margin: 0;
  padding: 0;
  list-style: none;
}

.pricing-points li {
  position: relative;
  padding-left: 1.5rem;
  margin-bottom: 0.5rem;
  font-size: 0.9375rem;
  color: var(--color-text-muted);
}

.pricing-points li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--color-primary);
  font-weight: 800;
}

/* —— Security band —— */
.section-dark {
  background: linear-gradient(180deg, var(--color-navy) 0%, #1e293b 100%);
  color: #e7e5e4;
  max-width: none;
  padding-left: 1.5rem;
  padding-right: 1.5rem;
}

.section-dark a {
  color: #99f6e4;
}

.section-dark .section-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 3.5rem 0;
}

.section-dark .section-header h2 {
  color: #fff;
  font-family: var(--font-serif);
}

.section-dark .section-header p {
  color: #a8a29e;
}

.security-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 1.25rem;
}

.security-item {
  padding: 1.35rem;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius);
}

.security-item h3 {
  margin: 0 0 0.5rem;
  font-size: 1rem;
  color: #fff;
}

.security-item p {
  margin: 0;
  font-size: 0.9rem;
  color: #a8a29e;
}

/* —— CTA / Get app —— */
.cta-band {
  text-align: center;
  padding: 3.5rem 1.5rem;
  background: var(--color-surface);
  border-top: 1px solid var(--color-border);
}

.cta-band h2 {
  margin: 0 0 0.5rem;
  font-family: var(--font-serif);
  font-size: clamp(1.5rem, 2.5vw, 2rem);
  color: var(--color-navy);
}

.cta-band p {
  margin: 0 auto 1.5rem;
  max-width: 36rem;
  color: var(--color-text-muted);
}

.cta-sub {
  margin-top: 1rem;
  font-size: 0.875rem;
  color: var(--color-text-muted);
}

/* —— Organization (program enrollment / trust) —— */
.org-band {
  border-top: 3px solid var(--color-gold);
  background: linear-gradient(180deg, #fafaf9 0%, #fff 100%);
}

.org-band__inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 2.75rem 1.5rem;
}

.org-band h2 {
  margin: 0 0 1rem;
  font-family: var(--font-serif);
  font-size: clamp(1.35rem, 2.5vw, 1.65rem);
  color: var(--color-navy);
}

.org-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem 2.5rem;
}

@media (max-width: 640px) {
  .org-grid {
    grid-template-columns: 1fr;
  }
}

.org-block h3 {
  margin: 0 0 0.35rem;
  font-size: 0.6875rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-primary);
}

.org-block p {
  margin: 0;
  font-size: 0.9375rem;
  color: var(--color-text-muted);
  line-height: 1.55;
}

.org-block a {
  font-weight: 600;
}

/* —— Footer —— */
.site-footer-wrap {
  background: #fafaf9;
  border-top: 1px solid var(--color-border);
}

.site-footer {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 3rem 1.5rem 2rem;
  display: grid;
  gap: 2rem;
  grid-template-columns: 1.6fr repeat(3, 1fr);
}

@media (max-width: 900px) {
  .site-footer {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 520px) {
  .site-footer {
    grid-template-columns: 1fr;
  }
}

.footer-brand p {
  margin: 0.75rem 0 0;
  font-size: 0.875rem;
  color: var(--color-text-muted);
  max-width: 22rem;
}

.footer-col h4 {
  margin: 0 0 1rem;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--color-text-muted);
}

.footer-col ul {
  list-style: none;
  margin: 0;
  padding: 0;
}

.footer-col li {
  margin-bottom: 0.45rem;
}

.footer-col a {
  color: var(--color-text);
  font-size: 0.9rem;
  text-decoration: none;
}

.footer-col a:hover {
  color: var(--color-teal);
}

.footer-bottom {
  grid-column: 1 / -1;
  padding-top: 1.75rem;
  margin-top: 0.5rem;
  border-top: 1px solid var(--color-border);
  font-size: 0.8125rem;
  line-height: 1.5;
  color: var(--color-text-muted);
  text-align: center;
}

.footer-bottom a {
  color: var(--color-text-muted);
}

/* —— Cookie notice —— */
.cookie-consent {
  position: fixed;
  z-index: 200;
  left: 0;
  right: 0;
  bottom: 0;
  padding: 1rem 1.25rem;
  background: var(--color-surface);
  border-top: 1px solid var(--color-border);
  box-shadow: 0 -8px 30px rgba(28, 25, 23, 0.08);
}

.cookie-consent[hidden] {
  display: none !important;
}

.cookie-consent__inner {
  max-width: var(--max-width);
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.cookie-consent p {
  margin: 0;
  flex: 1 1 280px;
  font-size: 0.875rem;
  color: var(--color-text-muted);
}

.cookie-consent__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  align-items: center;
}

/* —— Inner pages —— */
.page-hero {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 2.5rem 1.5rem 1rem;
}

.page-hero h1 {
  margin: 0 0 0.5rem;
  font-family: var(--font-serif);
  font-size: clamp(1.75rem, 3vw, 2.25rem);
  color: var(--color-navy);
}

.page-hero .lede {
  margin: 0;
  max-width: 40rem;
  color: var(--color-text-muted);
}

.content-narrow {
  max-width: 42rem;
  margin: 0 auto;
  padding: 0 1.5rem 3rem;
}

.content-narrow p,
.content-narrow li {
  color: var(--color-text-muted);
  font-size: 0.9375rem;
}

/* —— About: SLC skyline hero —— */
.about-page {
  overflow-x: hidden;
}

.about-hero {
  position: relative;
  min-height: min(72vh, 720px);
  width: 100%;
  max-width: none;
  margin: 0;
  isolation: isolate;
}

.about-hero__bg-img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 38%;
  z-index: 0;
  background: #1e293b;
}

.about-hero__scrim {
  position: absolute;
  inset: 0;
  z-index: 1;
  background: linear-gradient(
    180deg,
    rgba(15, 23, 42, 0.18) 0%,
    rgba(15, 23, 42, 0.00) 35%,
    rgba(15, 23, 42, 0.00) 65%,
    rgba(248, 246, 243, 0.55) 100%
  );
}

.about-card {
  position: relative;
  z-index: 3;
  max-width: 44rem;
  margin: -8rem auto 4rem;
  padding: 2.25rem 2rem 2rem;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: 0 30px 50px -25px rgba(15, 23, 42, 0.25), var(--shadow-md);
}

@media (max-width: 640px) {
  .about-card {
    margin: -5rem 1rem 3rem;
    padding: 1.75rem 1.5rem 1.5rem;
  }
}

.about-card__eyebrow {
  margin: 0 0 0.5rem;
  font-size: 0.7rem;
  font-weight: 800;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--color-primary);
}

.about-card__title {
  margin: 0 0 1.25rem;
  font-family: var(--font-serif);
  font-size: clamp(1.85rem, 4vw, 2.6rem);
  font-weight: 800;
  color: var(--color-navy);
  letter-spacing: -0.02em;
  line-height: 1.1;
}

.about-card .about-lead {
  font-size: 1rem;
  line-height: 1.7;
  color: var(--color-text-muted);
  margin: 0 0 1.15rem;
}

.about-lead {
  font-size: 1.0625rem;
  line-height: 1.75;
  color: var(--color-text-muted);
  margin: 0 0 1.25rem;
}

.about-lead--tight {
  margin-bottom: 0.65rem;
}

.about-contact-block {
  margin-top: 0.25rem;
  padding: 1.25rem 1.35rem;
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  background: var(--color-surface);
  box-shadow: var(--shadow-sm);
}

.about-contact-block__title {
  margin: 0 0 0.75rem;
  font-family: var(--font-serif);
  font-size: 1.125rem;
  font-weight: 700;
  color: var(--color-navy);
}

.about-home-link {
  margin: 2rem 0 0;
  font-size: 0.9375rem;
}

.content-wide {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 1.5rem 3rem;
}

/* Legal pages */
.legal-page {
  max-width: 42rem;
  margin: 0 auto;
  padding: 2.5rem 1.5rem 4rem;
}

.legal-page h1 {
  font-size: 2rem;
  font-weight: 800;
  font-family: var(--font-serif);
  color: var(--color-navy);
  margin: 0 0 0.5rem;
}

.legal-meta {
  font-size: 0.875rem;
  color: var(--color-text-muted);
  margin-bottom: 2rem;
}

.legal-notice {
  padding: 1rem 1.25rem;
  background: #fffbeb;
  border: 1px solid #fde68a;
  border-radius: var(--radius);
  font-size: 0.875rem;
  color: #92400e;
  margin-bottom: 2rem;
}

.legal-page h2 {
  font-size: 1.125rem;
  font-weight: 700;
  color: var(--color-navy);
  margin: 2rem 0 0.75rem;
}

.legal-page h2:first-of-type {
  margin-top: 0;
}

.legal-page p,
.legal-page li {
  color: var(--color-text-muted);
  font-size: 0.9375rem;
}

.legal-page ul {
  padding-left: 1.25rem;
}

.legal-page li {
  margin-bottom: 0.35rem;
}

.legal-page a {
  word-break: break-word;
  color: var(--color-teal);
}

/* —— Hero: full-bleed CFO background + Monarch-style bubble —— */
.hero-stack {
  display: grid;
  grid-template-columns: 1fr;
  grid-template-rows: 1fr;
  min-height: min(72vh, 760px);
  max-height: 820px;
  position: relative;
  width: 100%;
}

.hero-stack > * {
  grid-column: 1;
  grid-row: 1;
}

.hero-bg {
  position: relative;
  overflow: hidden;
  background: #0f172a;
}

.hero-bg__img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 40%;
}

.hero-bg__veil {
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(
    180deg,
    rgba(15, 23, 42, 0.58) 0%,
    rgba(15, 23, 42, 0.22) 42%,
    rgba(15, 23, 42, 0.72) 100%
  );
}

.hero.hero--immersive {
  z-index: 2;
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  align-items: stretch;
  max-width: none;
  margin: 0;
  padding: clamp(1.25rem, 4vw, 2.25rem) clamp(1rem, 4vw, 2.5rem) clamp(1.5rem, 4vw, 2.75rem);
  text-align: center;
  min-height: 0;
}

.hero-immersive__top {
  padding-top: 0.25rem;
}

.hero-immersive__title {
  margin: 0 auto 0.5rem;
  max-width: 14ch;
  font-family: var(--font-serif);
  font-size: clamp(2rem, 5vw, 3.15rem);
  font-weight: 700;
  letter-spacing: -0.02em;
  line-height: 1.08;
  color: #fff;
  text-shadow: 0 2px 24px rgba(0, 0, 0, 0.45);
}

.hero-immersive__busywork {
  margin: 0 auto;
  max-width: 20rem;
  font-size: clamp(1.15rem, 2.8vw, 1.5rem);
  font-weight: 700;
  color: rgba(255, 255, 255, 0.96);
  text-shadow: 0 1px 16px rgba(0, 0, 0, 0.4);
  line-height: 1.25;
}

.hero-bubble {
  align-self: flex-start;
  max-width: min(22rem, calc(100% - 0.5rem));
  margin-top: auto;
  margin-left: clamp(0.75rem, 3vw, 2.5rem);
  padding: 1.25rem 1.35rem 1.35rem;
  text-align: left;
  background: rgba(248, 250, 252, 0.96);
  border: 1px solid rgba(255, 255, 255, 0.85);
  border-radius: 22px;
  box-shadow:
    0 4px 6px rgba(15, 23, 42, 0.08),
    0 20px 50px rgba(15, 23, 42, 0.18);
  backdrop-filter: blur(10px);
}

.hero-bubble__text {
  margin: 0 0 1rem;
  font-family: var(--font-serif);
  font-size: clamp(1.05rem, 2.2vw, 1.2rem);
  font-weight: 600;
  font-style: italic;
  line-height: 1.4;
  color: var(--color-navy);
}

.hero-bubble__cta {
  width: 100%;
  justify-content: center;
  text-align: center;
  font-size: 0.9rem;
  padding-left: 1rem;
  padding-right: 1rem;
}

@media (max-width: 520px) {
  .hero-stack {
    min-height: min(78vh, 640px);
    max-height: none;
  }

  .hero-bubble {
    align-self: stretch;
    max-width: none;
    margin-left: 0;
  }
}

/* —— Hero: soft ambient (fallback / legacy mesh) —— */
.hero-shell {
  position: relative;
  overflow: hidden;
  padding-bottom: 0.5rem;
}

.hero-shell.hero-shell--cfo {
  padding-bottom: 0;
}

.hero-mesh {
  pointer-events: none;
  position: absolute;
  inset: -40% -20% auto -20%;
  height: 120%;
  background:
    radial-gradient(ellipse 70% 50% at 20% 20%, rgba(13, 148, 136, 0.09) 0%, transparent 55%),
    radial-gradient(ellipse 60% 45% at 85% 15%, rgba(30, 58, 95, 0.07) 0%, transparent 50%),
    radial-gradient(ellipse 50% 40% at 50% 80%, rgba(180, 83, 9, 0.05) 0%, transparent 45%);
  z-index: 0;
}

.hero-mesh.hero-mesh--on-photo {
  inset: 0;
  top: 0;
  right: 0;
  bottom: 0;
  left: 0;
  width: 100%;
  height: 100%;
  z-index: 1;
  opacity: 0.45;
  mix-blend-mode: soft-light;
}

.hero-shell > .hero-visual-wrap {
  position: relative;
  z-index: 1;
}

/* Product section: collaborative “numbers at the table” (supports chart story below) */
.product-meeting-photo {
  max-width: min(52rem, 100%);
  margin: 0 auto 2rem;
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-sm);
  background: var(--color-surface);
}

.product-meeting-photo img {
  display: block;
  width: 100%;
  height: auto;
  max-height: min(340px, 52vw);
  object-fit: cover;
  object-position: center 30%;
}

.product-meeting-photo__credit {
  margin: 0;
  padding: 0.45rem 0.75rem 0.55rem;
  font-size: 0.6875rem;
  color: var(--color-text-muted);
  text-align: center;
  background: #fafaf9;
  border-top: 1px solid var(--color-border);
}

.product-meeting-photo__credit a {
  font-weight: 600;
}

/* —— Trust hub + warm Privacy / Security pages (same components) —— */
.trust-page {
  background: var(--color-surface);
}

.trust-page__inner {
  max-width: 900px;
  margin: 0 auto;
  padding: 2.5rem 1.5rem 4rem;
}

.trust-eyebrow {
  margin: 0 0 0.5rem;
  font-size: 0.6875rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--color-text-muted);
}

.trust-page h1 {
  margin: 0 0 1rem;
  font-family: var(--font-serif);
  font-size: clamp(1.85rem, 4vw, 2.35rem);
  font-weight: 700;
  color: var(--color-navy);
  letter-spacing: -0.02em;
  line-height: 1.15;
}

.trust-lede {
  margin: 0 0 2.5rem;
  font-size: 1.0625rem;
  color: var(--color-text-muted);
  line-height: 1.65;
  max-width: 38rem;
}

.trust-card-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
  margin-bottom: 3rem;
}

@media (max-width: 900px) {
  .trust-card-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 480px) {
  .trust-card-grid {
    grid-template-columns: 1fr;
  }
}

.trust-mini-card {
  padding: 1.35rem 1.15rem;
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  background: #fafaf9;
}

.trust-mini-card__icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: #f1f5f9;
  display: grid;
  place-items: center;
  margin-bottom: 0.85rem;
  color: var(--color-navy);
}

.trust-mini-card h2 {
  margin: 0 0 0.5rem;
  font-size: 0.9375rem;
  font-weight: 700;
  color: var(--color-navy);
}

.trust-mini-card p {
  margin: 0;
  font-size: 0.8125rem;
  color: var(--color-text-muted);
  line-height: 1.5;
}

.trust-panel {
  display: grid;
  grid-template-columns: 1fr 1.15fr;
  gap: 2rem;
  align-items: center;
  padding: 2rem 2rem;
  margin-bottom: 3rem;
  background: linear-gradient(135deg, #f8fafc 0%, #f1f5f9 100%);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
}

@media (max-width: 720px) {
  .trust-panel {
    grid-template-columns: 1fr;
  }
}

.trust-callout {
  margin: 0 0 2.5rem;
  padding: 1.15rem 1.25rem 1.15rem 1rem;
  border-left: 4px solid var(--color-primary);
  background: #f0fdfa;
  border-radius: 0 var(--radius) var(--radius) 0;
  font-size: 0.9375rem;
  color: var(--color-text);
  line-height: 1.55;
}

.trust-callout strong {
  color: var(--color-navy);
}

.trust-section-title {
  margin: 0 0 1rem;
  font-family: var(--font-serif);
  font-size: 1.5rem;
  color: var(--color-navy);
}

.trust-protect-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem;
  margin-bottom: 2.5rem;
}

@media (max-width: 640px) {
  .trust-protect-grid {
    grid-template-columns: 1fr;
  }
}

.trust-protect-card {
  padding: 1.35rem;
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  background: var(--color-surface);
}

.trust-protect-card__head {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  margin-bottom: 0.65rem;
}

.trust-protect-card__icon {
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: #fef6e7;
  border: 1px solid #fde8c8;
  display: grid;
  place-items: center;
  color: var(--color-navy);
}

.trust-protect-card__title-row {
  flex: 1;
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 0.5rem;
  min-width: 0;
}

.trust-protect-card__title-row h3 {
  margin: 0;
  font-size: 1rem;
  font-weight: 700;
  color: var(--color-navy);
}

.trust-status {
  flex-shrink: 0;
  padding: 0.2rem 0.5rem;
  font-size: 0.6875rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: #166534;
  background: #dcfce7;
  border-radius: 6px;
}

.trust-protect-card p {
  margin: 0;
  font-size: 0.875rem;
  color: var(--color-text-muted);
  line-height: 1.55;
}

.trust-two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
  margin-bottom: 2.5rem;
}

@media (max-width: 720px) {
  .trust-two-col {
    grid-template-columns: 1fr;
  }
}

.trust-do-box,
.trust-dont-box {
  padding: 1.5rem;
  border-radius: var(--radius);
  border: 1px solid var(--color-border);
}

.trust-do-box {
  background: #f8fafc;
}

.trust-dont-box {
  background: #fef2f2;
}

.trust-do-box h3,
.trust-dont-box h3 {
  margin: 0 0 0.75rem;
  font-size: 1rem;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.trust-do-box ul,
.trust-dont-box ul {
  margin: 0;
  padding-left: 1.1rem;
  font-size: 0.875rem;
  color: var(--color-text-muted);
  line-height: 1.55;
}

.trust-do-box li,
.trust-dont-box li {
  margin-bottom: 0.35rem;
}

.trust-control-card {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 1rem;
  align-items: start;
  padding: 1.25rem;
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  background: var(--color-surface);
  margin-bottom: 0.75rem;
}

.trust-control-card__icon {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: #f1f5f9;
  border: 1px solid var(--color-border);
  display: grid;
  place-items: center;
  color: var(--color-navy);
}

.trust-control-card__icon--accent {
  background: linear-gradient(145deg, #ecfdf5 0%, #d1fae5 100%);
  border-color: #a7f3d0;
  color: var(--color-primary-hover);
}

.trust-control-card h3 {
  margin: 0 0 0.35rem;
  font-size: 0.9375rem;
  color: var(--color-navy);
}

.trust-control-card p {
  margin: 0;
  font-size: 0.875rem;
  color: var(--color-text-muted);
  line-height: 1.55;
}

.trust-contact-box {
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  overflow: hidden;
  margin-top: 0.5rem;
}

.trust-contact-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.75rem 1rem;
  padding: 1rem 1.25rem;
  border-bottom: 1px solid var(--color-border);
  align-items: center;
  font-size: 0.875rem;
}

@media (max-width: 520px) {
  .trust-contact-row {
    grid-template-columns: 1fr;
  }
}

.trust-contact-left {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  min-width: 0;
}

.trust-contact-ico {
  flex-shrink: 0;
  width: 36px;
  height: 36px;
  border-radius: 10px;
  background: #f8fafc;
  border: 1px solid var(--color-border);
  display: grid;
  place-items: center;
  color: var(--color-text-muted);
}

.trust-contact-row:last-child {
  border-bottom: none;
}

.trust-contact-label {
  margin: 0;
  color: var(--color-text-muted);
  font-weight: 500;
}

.trust-contact-value {
  margin: 0;
  color: var(--color-navy);
  font-weight: 600;
}

.trust-phone-frame {
  width: 200px;
  max-width: 100%;
  margin: 0 auto;
  padding: 0.5rem;
  border-radius: 28px;
  background: linear-gradient(180deg, #e2e8f0 0%, #cbd5e1 100%);
  box-shadow: var(--shadow-md);
}

.trust-phone-screen {
  border-radius: 22px;
  background: #fff;
  padding: 1.25rem 1rem;
  text-align: center;
  min-height: 260px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
}

.trust-phone-screen .wc-mini {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: linear-gradient(145deg, var(--color-navy), var(--color-primary));
  color: #fff;
  font-weight: 800;
  font-size: 0.9rem;
  display: grid;
  place-items: center;
}

.trust-phone-placeholder {
  width: 72px;
  height: 72px;
  border-radius: 16px;
  background: #f1f5f9;
  border: 2px dashed #cbd5e1;
  display: grid;
  place-items: center;
  color: #94a3b8;
  font-size: 0.75rem;
}

.trust-human-note {
  margin: 0 0 2rem;
  padding: 0.85rem 1rem;
  font-size: 0.8125rem;
  line-height: 1.5;
  color: var(--color-text-muted);
  background: #f8fafc;
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
}

.trust-section-heading {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin: 2.5rem 0 1rem;
}

.trust-section-heading:first-of-type {
  margin-top: 0;
}

.trust-section-heading__icon {
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: #fef6e7;
  border: 1px solid #fde8c8;
  display: grid;
  place-items: center;
  color: var(--color-navy);
}

.trust-section-intro {
  margin: 0 0 1.25rem;
  color: var(--color-text-muted);
  max-width: 42rem;
  line-height: 1.65;
}

.trust-inline-icon {
  margin: 0;
  display: flex;
  align-items: flex-start;
  gap: 0.5rem;
  font-size: 0.875rem;
  color: var(--color-text-muted);
  line-height: 1.5;
}

.trust-inline-icon svg {
  flex-shrink: 0;
  margin-top: 0.1rem;
}

.trust-callout--shield,
.trust-callout--wide {
  display: flex;
  align-items: flex-start;
  gap: 0.85rem;
}

.trust-callout__shield-ico {
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: #fff;
  border: 1px solid #bbf7d0;
  display: grid;
  place-items: center;
  color: var(--color-primary-hover);
}

.trust-do-mark {
  color: #15803d;
  font-weight: 700;
}

.trust-dont-mark {
  color: #b91c1c;
  font-weight: 700;
}

.trust-page-footer-links {
  margin-top: 2rem;
  font-size: 0.875rem;
  color: var(--color-text-muted);
}

.trust-panel--security {
  background: linear-gradient(135deg, #f0fdfa 0%, #f8fafc 55%, #f1f5f9 100%);
}

.trust-security-visual {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 1rem;
  min-height: 220px;
}

.trust-security-stack {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
  width: 100%;
  max-width: 200px;
}

.trust-security-layer {
  padding: 0.5rem 0.75rem;
  border-radius: 10px;
  font-size: 0.6875rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-align: center;
  color: var(--color-navy);
  border: 1px solid var(--color-border);
}

.trust-security-layer--1 {
  background: #ecfdf5;
  border-color: #a7f3d0;
}

.trust-security-layer--2 {
  background: #fff;
}

.trust-security-layer--3 {
  background: #f8fafc;
}

.trust-security-layer--4 {
  background: #e0f2fe;
  border-color: #7dd3fc;
}

.trust-security-visual-caption {
  margin: 0;
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--color-text-muted);
}

.trust-hub {
  max-width: 720px;
}

.trust-hub-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
  margin-bottom: 2rem;
}

@media (max-width: 640px) {
  .trust-hub-cards {
    grid-template-columns: 1fr;
  }
}

.trust-hub-card {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  padding: 1.75rem 1.5rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  background: linear-gradient(180deg, #fff 0%, #fafaf9 100%);
  text-decoration: none;
  color: inherit;
  box-shadow: var(--shadow-sm);
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
}

.trust-hub-card:hover {
  text-decoration: none;
  border-color: #99f6e4;
  box-shadow: var(--shadow-md);
}

.trust-hub-card__icon {
  width: 56px;
  height: 56px;
  border-radius: 14px;
  background: #fef6e7;
  border: 1px solid #fde8c8;
  display: grid;
  place-items: center;
  color: var(--color-navy);
  margin-bottom: 1rem;
}

.trust-hub-card__title {
  margin: 0 0 0.5rem;
  font-family: var(--font-serif);
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--color-navy);
}

.trust-hub-card__text {
  margin: 0 0 1rem;
  font-size: 0.875rem;
  color: var(--color-text-muted);
  line-height: 1.55;
}

.trust-hub-card__cta {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-primary-hover);
}

.trust-hub-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-bottom: 1.5rem;
}

.trust-hub-pill {
  padding: 0.35rem 0.75rem;
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--color-text-muted);
  background: #f1f5f9;
  border-radius: 999px;
  border: 1px solid var(--color-border);
}

.trust-hub-meta {
  margin: 0;
  font-size: 0.8125rem;
  color: var(--color-text-muted);
}

/* Home: trust teaser strip */
.trust-teaser {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 2rem 1.5rem 2.75rem;
}

.trust-teaser__card {
  padding: 2rem 2rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  background: linear-gradient(180deg, #fff 0%, #f8fafc 100%);
  text-align: center;
}

.trust-teaser__grid {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 1rem 1.75rem;
  margin: 1.25rem 0 1.5rem;
  font-size: 0.8125rem;
  color: var(--color-text-muted);
}

.trust-teaser__grid span strong {
  color: var(--color-navy);
}

/* —— Logo lockup (mark + wordmark) —— */
.logo--lockup {
  display: flex;
  align-items: center;
  gap: 0.55rem;
  font-family: inherit;
}

.logo-mark-img {
  display: block;
  width: auto;
  height: 36px;
  flex-shrink: 0;
}

.logo-img--header {
  height: 32px;
  width: auto;
  max-width: min(148px, 42vw);
  object-fit: contain;
  object-position: left center;
}

.logo--footer .logo-mark-img {
  height: 32px;
}

.logo-wordmark {
  font-family: var(--font-serif);
  font-weight: 700;
  font-size: 1.2rem;
  letter-spacing: -0.005em;
  color: var(--color-navy);
  line-height: 1;
}

.logo--footer .logo-wordmark {
  font-size: 1.1rem;
}

@media (max-width: 480px) {
  .logo-mark-img {
    height: 30px;
  }

  .logo-wordmark {
    font-size: 1.05rem;
  }
}

/* —— Hero follow (tight intro) —— */
.hero-follow {
  max-width: 56rem;
}

.hero-follow__intro--tight {
  text-align: center;
  margin-left: auto;
  margin-right: auto;
  max-width: 52rem;
  font-size: 1.125rem;
  line-height: 1.45;
  color: var(--color-text-muted);
}

.section-header--product {
  text-align: center;
}

.section-header--product p {
  max-width: 52rem;
  margin-left: auto;
  margin-right: auto;
}

/* —— Product: step row —— */
.pillar-steps {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 0.35rem 0.5rem;
  margin: 0 auto 1.75rem;
  max-width: var(--max-width);
  padding: 0 1rem;
}

.pillar-step,
button.pillar-step {
  -webkit-appearance: none;
  appearance: none;
  font-family: inherit;
  font-size: 0.6875rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--color-navy);
  padding: 0.45rem 0.85rem;
  border-radius: 999px;
  border: 1px solid var(--color-border);
  background: var(--color-surface);
  white-space: nowrap;
  cursor: pointer;
  line-height: 1;
  transition: background 0.25s ease, color 0.25s ease, border-color 0.25s ease,
    box-shadow 0.25s ease, transform 0.25s ease;
}

.pillar-step:focus-visible {
  outline: 2px solid var(--color-primary);
  outline-offset: 2px;
}

.pillar-step:hover {
  border-color: var(--color-primary);
  color: var(--color-primary);
}

.pillar-step.is-active,
button.pillar-step.is-active {
  background: var(--color-primary);
  border-color: var(--color-primary);
  color: var(--color-on-primary);
  box-shadow: 0 8px 20px rgba(201, 162, 39, 0.35);
  transform: translateY(-1px);
}

.pillar-step-arrow {
  color: var(--color-primary);
  font-weight: 700;
  font-size: 0.875rem;
  user-select: none;
}

@media (max-width: 640px) {
  .pillar-step-arrow {
    display: none;
  }

  .pillar-steps {
    gap: 0.5rem;
  }
}

/* —— Product carousel —— */
.product-carousel {
  max-width: 960px;
  margin: 0 auto 2.5rem;
  padding: 0 1.5rem;
}

.product-carousel__viewport {
  position: relative;
  width: 100%;
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  background: linear-gradient(180deg, #1e293b 0%, #0f172a 100%);
  box-shadow: var(--shadow-md);
  overflow: hidden;
}

.product-carousel__viewport::before {
  content: "";
  display: block;
  padding-bottom: 56.25%;
}

.product-slide {
  position: absolute;
  inset: 0;
  margin: 0;
  display: none;
}

.product-slide.is-active {
  display: block;
}

.product-slide__img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: contain;
  object-position: center center;
  display: block;
  background: linear-gradient(180deg, #1e293b 0%, #0f172a 100%);
  z-index: 1;
}

.product-slide__bubble {
  position: absolute;
  z-index: 2;
  left: 5%;
  bottom: 6%;
  margin: 0;
  max-width: min(24rem, 60%);
  padding: 0.8rem 1.05rem;
  font-family: var(--font-sans);
  font-size: clamp(0.8rem, 1.55vw, 0.95rem);
  font-weight: 600;
  line-height: 1.4;
  color: var(--color-navy);
  background: rgba(255, 255, 255, 0.97);
  border: 1px solid var(--color-border);
  border-left: 3px solid var(--color-primary);
  border-radius: 10px;
  box-shadow: 0 18px 38px rgba(15, 23, 42, 0.22);
  backdrop-filter: saturate(160%) blur(2px);
}

@media (max-width: 520px) {
  .product-slide__bubble {
    max-width: 88%;
    font-size: 0.8rem;
    padding: 0.6rem 0.85rem;
    left: 4%;
    bottom: 5%;
  }
}

.product-carousel__controls {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 1rem;
  margin-top: 1rem;
}

.product-carousel__btn {
  width: 2.25rem;
  height: 2.25rem;
  border-radius: 999px;
  border: 1px solid var(--color-border);
  background: var(--color-surface);
  color: var(--color-navy);
  font-size: 1.25rem;
  line-height: 1;
  cursor: pointer;
  display: grid;
  place-items: center;
  transition: background 0.15s, border-color 0.15s;
}

.product-carousel__btn:hover {
  background: var(--color-primary-soft);
  border-color: var(--color-primary);
}

.product-carousel__dots {
  display: flex;
  gap: 0.45rem;
}

.product-carousel__dot {
  width: 9px;
  height: 9px;
  padding: 0;
  border: none;
  border-radius: 50%;
  background: #cbd5e1;
  cursor: pointer;
  transition: transform 0.15s, background 0.15s;
}

.product-carousel__dot.is-active {
  background: var(--color-primary);
  transform: scale(1.15);
}

/* —— Pillar detail stack —— */
.pillar-details {
  max-width: 720px;
  margin: 0 auto;
  padding: 0 1.5rem 2rem;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.pillar-detail-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 1.25rem 1.35rem;
  box-shadow: var(--shadow-sm);
}

.pillar-detail-card__title {
  margin: 0 0 0.65rem;
  font-family: var(--font-serif);
  font-size: 1.2rem;
  color: var(--color-navy);
}

.pillar-detail-card ul {
  margin: 0;
  padding-left: 1.15rem;
  color: var(--color-text-muted);
  font-size: 0.9375rem;
}

.pillar-detail-card li {
  margin-bottom: 0.4rem;
}

.pillar-detail-card li:last-child {
  margin-bottom: 0;
}

/* —— Trust teaser: Security vs Privacy split —— */
.section-header--center {
  text-align: center;
  max-width: 44rem;
  margin: 0 auto 2.25rem;
}

.section-header--center p {
  max-width: 38rem;
  margin: 0 auto;
}

.trust-split {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 1.5rem;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
}

@media (max-width: 820px) {
  .trust-split {
    grid-template-columns: 1fr;
  }
}

.trust-pillar {
  position: relative;
  padding: 1.5rem 1.5rem 1.35rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  background: linear-gradient(160deg, #ffffff 0%, #f8fafc 100%);
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
}

.trust-pillar::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
  background: var(--color-primary);
}

.trust-pillar--privacy::before {
  background: var(--color-navy);
}

.trust-pillar__head {
  display: grid;
  grid-template-columns: auto 1fr;
  grid-template-rows: auto auto;
  column-gap: 0.85rem;
  align-items: center;
  margin-bottom: 1rem;
}

.trust-pillar__crest {
  grid-row: 1 / span 2;
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  border-radius: 12px;
  background: var(--color-primary-soft);
  color: var(--color-primary);
  flex-shrink: 0;
}

.trust-pillar__crest--privacy {
  background: #eef2ff;
  color: var(--color-navy);
}

.trust-pillar__head h3 {
  margin: 0;
  font-family: var(--font-serif);
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--color-navy);
  line-height: 1.1;
}

.trust-pillar__head p {
  margin: 0.15rem 0 0;
  font-size: 0.85rem;
  color: var(--color-text-muted);
  grid-column: 2;
}

.trust-pillar__points {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 0.65rem;
}

.trust-pillar__points li {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 0.7rem;
  align-items: start;
  padding: 0.55rem 0.7rem;
  border-radius: 10px;
  background: rgba(248, 250, 252, 0.7);
  border: 1px solid var(--color-border);
}

.trust-pillar__ico {
  width: 32px;
  height: 32px;
  display: grid;
  place-items: center;
  border-radius: 8px;
  background: #fff;
  color: var(--color-primary);
  border: 1px solid var(--color-border);
  flex-shrink: 0;
}

.trust-pillar--privacy .trust-pillar__ico {
  color: var(--color-navy);
}

.trust-pillar__points li > div {
  display: flex;
  flex-direction: column;
  gap: 0.1rem;
}

.trust-pillar__points strong {
  font-size: 0.95rem;
  color: var(--color-navy);
  font-weight: 700;
}

.trust-pillar__points span {
  font-size: 0.8125rem;
  line-height: 1.5;
  color: var(--color-text-muted);
}

.trust-pillar__more {
  margin: 1rem 0 0;
  font-size: 0.85rem;
  font-weight: 600;
}

.trust-pillar__more a {
  color: var(--color-primary);
  text-decoration: none;
}

.trust-pillar__more a:hover {
  text-decoration: underline;
}

.trust-teaser__cta-wrap {
  text-align: center;
  margin: 1.75rem 0 0;
}

/* —— Secure bank linking band —— */
.bank-band {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 2.5rem 1.5rem 3rem;
}

.bank-band__title {
  display: block;
  margin: 0 auto 2rem;
  max-width: 56rem;
  text-align: center;
  font-family: var(--font-serif);
  font-size: clamp(1.65rem, 3vw, 2.2rem);
  font-weight: 800;
  letter-spacing: -0.015em;
  color: #111;
  line-height: 1.25;
}

.bank-band__plaid {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  color: #111;
  white-space: nowrap;
}

.plaid-mark-ico {
  display: inline-block;
  vertical-align: -0.2em;
  color: #111;
  flex-shrink: 0;
}

.bank-band__body {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 1fr);
  gap: 2.5rem;
  align-items: center;
}

@media (max-width: 700px) {
  .bank-band__body {
    grid-template-columns: 1fr;
    gap: 1.5rem;
  }
}

.bank-band__points {
  list-style: none;
  margin: 0 0 1.5rem;
  padding: 0;
  display: grid;
  gap: 0.75rem;
}

.bank-band__points li {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 0.75rem;
  align-items: start;
}

.bank-band__copy {
  font-size: 0.975rem;
  line-height: 1.55;
  color: var(--color-text-muted);
  align-self: center;
}

.bank-band__ico {
  width: 32px;
  height: 32px;
  display: grid;
  place-items: center;
  border-radius: 8px;
  background: var(--color-primary-soft);
  color: var(--color-primary);
  flex-shrink: 0;
}

.bank-band__copy strong {
  color: var(--color-navy);
  font-weight: 700;
}

.bank-band__cta {
  margin-top: 0.25rem;
}

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.pricing-teaser__price {
  margin: 0 0 0.75rem;
}

.pricing-teaser__amount {
  font-size: 2rem;
  font-weight: 800;
  color: var(--color-navy);
  font-variant-numeric: tabular-nums;
}

.pricing-teaser__per {
  font-size: 1rem;
  font-weight: 600;
  color: var(--color-text-muted);
}

/* —— Pricing: shared toggle + price display —— */
.price-toggle {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.3rem;
  background: #f1f5f9;
  border: 1px solid var(--color-border);
  border-radius: 999px;
  margin: 0.5rem 0 1rem;
  position: relative;
}

.price-toggle__btn {
  -webkit-appearance: none;
  appearance: none;
  border: none;
  background: transparent;
  font-family: inherit;
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--color-text-muted);
  padding: 0.55rem 1.15rem;
  border-radius: 999px;
  cursor: pointer;
  transition: background 0.2s ease, color 0.2s ease, box-shadow 0.2s ease;
}

.price-toggle__btn:hover {
  color: var(--color-navy);
}

.price-toggle__btn.is-active {
  background: #fff;
  color: var(--color-navy);
  box-shadow: 0 2px 8px rgba(15, 23, 42, 0.12);
}

.price-toggle__save {
  display: inline-block;
  margin-left: 0.4rem;
  font-size: 0.65rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-primary);
  background: var(--color-primary-soft);
  border-radius: 999px;
  padding: 0.3rem 0.55rem;
  transition: opacity 0.2s ease;
}

[data-pricing-card][data-billing-state="monthly"] .price-toggle__save {
  opacity: 0;
  pointer-events: none;
}

.price-display {
  margin: 0.4rem 0 0.35rem;
  display: flex;
  align-items: baseline;
  gap: 0.15rem;
  color: var(--color-navy);
  font-family: var(--font-serif);
  line-height: 1;
}

.price-display__currency {
  font-size: 1.5rem;
  font-weight: 700;
  align-self: flex-start;
  margin-top: 0.35rem;
}

.price-display__amount {
  font-size: clamp(2.25rem, 5vw, 3rem);
  font-weight: 800;
  font-variant-numeric: tabular-nums;
  letter-spacing: -0.02em;
}

.price-display__per {
  font-family: var(--font-sans);
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--color-text-muted);
  margin-left: 0.35rem;
}

.price-display--xl .price-display__amount {
  font-size: clamp(3rem, 7vw, 4.25rem);
}

.price-display--xl .price-display__currency {
  font-size: 2rem;
  margin-top: 0.5rem;
}

.price-display--xl .price-display__per {
  font-size: 1.05rem;
}

.price-display__note {
  margin: 0 0 1.25rem;
  font-size: 0.875rem;
  color: var(--color-text-muted);
  line-height: 1.5;
}

.price-display__note strong {
  color: var(--color-navy);
  font-weight: 700;
}

/* —— Pricing card (homepage teaser tweaks) —— */
.pricing-card__main {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}

.pricing-card__cta {
  margin-top: 0.25rem;
}

/* —— Pricing page —— */
.pricing-hero {
  max-width: 56rem;
  margin: 0 auto;
  padding: 3rem 1.5rem 1.5rem;
  text-align: center;
}

.pricing-hero .kicker {
  display: inline-block;
  margin-bottom: 0.6rem;
}

.pricing-hero h1 {
  margin: 0 0 0.85rem;
  font-family: var(--font-serif);
  font-size: clamp(2rem, 4vw, 2.85rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--color-navy);
  line-height: 1.1;
}

.pricing-hero .lede {
  margin: 0 auto;
  max-width: 42rem;
  font-size: 1.0625rem;
  line-height: 1.55;
  color: var(--color-text-muted);
}

.pricing-page-card {
  max-width: 36rem;
  margin: 0 auto 4rem;
  padding: 0 1.5rem;
}

.pricing-page-card__inner {
  padding: 2.25rem 2rem 2rem;
  background: linear-gradient(160deg, #ffffff 0%, #f8fafc 100%);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  text-align: center;
}

.pricing-page-card__title {
  margin: 0 0 0.6rem;
  font-family: var(--font-serif);
  font-size: clamp(1.35rem, 2.4vw, 1.6rem);
  font-weight: 700;
  color: var(--color-navy);
}

.pricing-page-card__inner .price-toggle {
  margin: 0.75rem auto 1.25rem;
}

.pricing-page-card__inner .price-display {
  justify-content: center;
}

.pricing-page-card__inner .price-display__note {
  text-align: center;
  margin-bottom: 1.5rem;
}

.pricing-page-card__features {
  list-style: none;
  margin: 0 0 1.75rem;
  padding: 0;
  text-align: left;
  display: grid;
  gap: 0.55rem;
}

.pricing-page-card__features li {
  position: relative;
  padding: 0 0 0 1.7rem;
  font-size: 0.95rem;
  line-height: 1.5;
  color: var(--color-text-muted);
}

.pricing-page-card__features li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.4rem;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: var(--color-primary-soft);
  background-image: linear-gradient(135deg, var(--color-primary-soft) 0%, #ccfbf1 100%);
}

.pricing-page-card__features li::after {
  content: "";
  position: absolute;
  left: 4px;
  top: 0.7rem;
  width: 10px;
  height: 6px;
  border-left: 2px solid var(--color-primary);
  border-bottom: 2px solid var(--color-primary);
  transform: rotate(-45deg);
}

.pricing-page-card__features li a {
  color: var(--color-primary);
}

.pricing-page-card__cta {
  width: 100%;
  max-width: 280px;
}

.pricing-page-card__note {
  margin: 0.85rem 0 0;
  font-size: 0.8125rem;
  color: var(--color-text-muted);
}

/* —— Why pay section —— */
.pricing-why {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 2.5rem 1.5rem 4rem;
}

.pricing-why__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.1rem;
  margin-bottom: 1.5rem;
}

@media (max-width: 720px) {
  .pricing-why__grid {
    grid-template-columns: 1fr;
  }
}

.pricing-why-card {
  padding: 1.5rem 1.4rem 1.55rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  background: #fff;
  box-shadow: var(--shadow-sm);
  transition: transform 0.18s ease, box-shadow 0.18s ease;
}

.pricing-why-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.pricing-why-card__icon {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  border-radius: 12px;
  background: var(--color-primary-soft);
  color: var(--color-primary);
  margin-bottom: 0.85rem;
}

.pricing-why-card h3 {
  margin: 0 0 0.4rem;
  font-family: var(--font-serif);
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--color-navy);
}

.pricing-why-card p {
  margin: 0;
  font-size: 0.9375rem;
  line-height: 1.55;
  color: var(--color-text-muted);
}

.pricing-why__footnote {
  text-align: center;
  margin: 0;
  font-size: 0.9375rem;
  color: var(--color-text-muted);
}

.pricing-why__footnote a {
  color: var(--color-primary);
  font-weight: 600;
}

/* —— Security & Privacy page —— */
.sp-page__inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 2.25rem 1.5rem 4rem;
}

.sp-hero {
  text-align: center;
  max-width: 56rem;
  margin: 0 auto 3rem;
}

.sp-eyebrow {
  margin: 0 0 0.85rem;
  font-size: 0.7rem;
  font-weight: 800;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--color-primary);
}

.sp-hero h1 {
  margin: 0 0 1rem;
  font-family: var(--font-serif);
  font-size: clamp(2rem, 4vw, 2.95rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--color-navy);
  line-height: 1.1;
}

.sp-lede {
  margin: 0 auto 1.75rem;
  max-width: 44rem;
  font-size: 1.0625rem;
  line-height: 1.6;
  color: var(--color-text-muted);
}

.sp-hero__pillars {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.55rem;
}

.sp-hero-pill {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  padding: 0.5rem 0.9rem;
  border-radius: 999px;
  background: #fff;
  border: 1px solid var(--color-border);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.02em;
  color: var(--color-navy);
  box-shadow: var(--shadow-sm);
}

.sp-hero-pill__ico {
  display: inline-grid;
  place-items: center;
  color: var(--color-primary);
}

/* —— Commitment block —— */
.sp-commitment {
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: 2.5rem;
  align-items: center;
  margin: 0 0 3.5rem;
  padding: 2rem;
  border-radius: var(--radius-lg);
  background: linear-gradient(135deg, #ffffff 0%, #f0fdfa 70%, #f8fafc 100%);
  border: 1px solid var(--color-border);
}

@media (max-width: 820px) {
  .sp-commitment {
    grid-template-columns: 1fr;
    gap: 1.5rem;
    padding: 1.5rem;
  }
}

.sp-commitment__text .kicker {
  display: inline-block;
  margin-bottom: 0.65rem;
}

.sp-commitment__text h2 {
  margin: 0 0 0.85rem;
  font-family: var(--font-serif);
  font-size: clamp(1.55rem, 2.8vw, 2rem);
  font-weight: 800;
  letter-spacing: -0.015em;
  color: var(--color-navy);
  line-height: 1.15;
}

.sp-commitment__text p {
  margin: 0 0 0.85rem;
  font-size: 1rem;
  line-height: 1.6;
  color: var(--color-text-muted);
}

.sp-commitment__sig {
  font-size: 0.9rem !important;
  color: var(--color-navy) !important;
  font-style: italic;
}

.sp-commitment__visual {
  display: flex;
  flex-direction: column;
  gap: 0.85rem;
}

.sp-commitment-card {
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 0.9rem;
  padding: 0.85rem 1rem;
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: 14px;
  box-shadow: var(--shadow-sm);
}

.sp-commitment-card__ico {
  width: 38px;
  height: 38px;
  display: grid;
  place-items: center;
  border-radius: 10px;
  background: var(--color-primary-soft);
  color: var(--color-primary);
}

.sp-commitment-card--faceid .sp-commitment-card__ico {
  background: #fff7ed;
  color: #c2410c;
}

.sp-commitment-card--encrypt .sp-commitment-card__ico {
  background: #eef2ff;
  color: var(--color-navy);
}

.sp-commitment-card div {
  display: flex;
  flex-direction: column;
}

.sp-commitment-card strong {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--color-navy);
}

.sp-commitment-card span:not(.sp-commitment-card__ico) {
  font-size: 0.78rem;
  color: var(--color-text-muted);
}

.sp-commitment-card__chev {
  color: var(--color-text-muted);
}

.sp-toggle-pill {
  width: 32px;
  height: 18px;
  border-radius: 999px;
  background: var(--color-primary);
  position: relative;
  flex-shrink: 0;
}

.sp-toggle-pill::after {
  content: "";
  position: absolute;
  top: 2px;
  right: 2px;
  width: 14px;
  height: 14px;
  background: #fff;
  border-radius: 50%;
}

.sp-status-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--color-primary);
  box-shadow: 0 0 0 4px rgba(13, 148, 136, 0.18);
  flex-shrink: 0;
}

/* —— Generic section + cards grid —— */
.sp-section {
  margin: 0 0 3.5rem;
}

.sp-cards-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.1rem;
}

@media (max-width: 720px) {
  .sp-cards-grid {
    grid-template-columns: 1fr;
  }
}

.sp-card {
  padding: 1.4rem 1.35rem 1.4rem;
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
}

.sp-card__icon {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  border-radius: 12px;
  background: var(--color-primary-soft);
  color: var(--color-primary);
  margin-bottom: 0.85rem;
}

.sp-card h3 {
  margin: 0 0 0.6rem;
  font-family: var(--font-serif);
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--color-navy);
}

.sp-card ul {
  margin: 0;
  padding-left: 1.15rem;
  display: grid;
  gap: 0.35rem;
}

.sp-card ul li {
  font-size: 0.9rem;
  line-height: 1.55;
  color: var(--color-text-muted);
}

.sp-card ul li strong {
  color: var(--color-navy);
}

/* —— Bank linking block (page) —— */
.sp-bank {
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: 2.5rem;
  align-items: center;
  margin: 0 0 3.5rem;
  padding: 1.75rem;
  border-radius: var(--radius-lg);
  background: #fff;
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-sm);
}

@media (max-width: 820px) {
  .sp-bank {
    grid-template-columns: 1fr;
  }
}

.sp-bank__text .kicker {
  display: inline-block;
  margin-bottom: 0.5rem;
}

.sp-bank__text h2 {
  margin: 0 0 0.75rem;
  font-family: var(--font-serif);
  font-size: clamp(1.5rem, 2.6vw, 1.95rem);
  font-weight: 800;
  color: var(--color-navy);
  line-height: 1.15;
}

.sp-bank__text > p {
  margin: 0 0 1.1rem;
  font-size: 1rem;
  line-height: 1.6;
  color: var(--color-text-muted);
}

.sp-bank__points {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 0.7rem;
}

.sp-bank__points li {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 0.7rem;
  align-items: start;
  font-size: 0.9375rem;
  line-height: 1.55;
  color: var(--color-text-muted);
}

.sp-bank__ico {
  width: 32px;
  height: 32px;
  display: grid;
  place-items: center;
  border-radius: 8px;
  background: var(--color-primary-soft);
  color: var(--color-primary);
}

.sp-bank__points strong {
  color: var(--color-navy);
}

.sp-bank__visual {
  margin: 0;
  text-align: center;
}

.sp-bank__visual img {
  width: 100%;
  max-width: 380px;
  height: auto;
  border-radius: var(--radius);
  box-shadow: var(--shadow-md);
  border: 1px solid var(--color-border);
}

.sp-bank__visual figcaption {
  margin-top: 0.65rem;
  font-size: 0.8125rem;
  color: var(--color-text-muted);
}

/* —— AI block —— */
.sp-ai {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 1.4rem;
  align-items: start;
  margin: 0 0 3.5rem;
  padding: 1.75rem;
  background: linear-gradient(160deg, #1e293b 0%, #0f172a 100%);
  border-radius: var(--radius-lg);
  color: #e2e8f0;
}

@media (max-width: 640px) {
  .sp-ai {
    grid-template-columns: 1fr;
  }
}

.sp-ai__icon {
  width: 54px;
  height: 54px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: rgba(13, 148, 136, 0.2);
  color: #5eead4;
}

.sp-ai h2 {
  margin: 0 0 0.65rem;
  font-family: var(--font-serif);
  font-size: clamp(1.4rem, 2.5vw, 1.85rem);
  font-weight: 800;
  color: #fff;
  line-height: 1.15;
}

.sp-ai__text p {
  margin: 0 0 0.85rem;
  font-size: 0.975rem;
  line-height: 1.6;
}

.sp-ai__points {
  list-style: none;
  padding: 0;
  margin: 0 0 0.9rem;
  display: grid;
  gap: 0.55rem;
}

.sp-ai__points li {
  padding-left: 1.5rem;
  position: relative;
  font-size: 0.95rem;
  line-height: 1.55;
}

.sp-ai__points li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.55rem;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #5eead4;
}

.sp-ai__points strong {
  color: #fff;
}

.sp-ai__more {
  font-size: 0.875rem !important;
  margin: 0 !important;
  color: #cbd5e1;
}

.sp-ai__more a {
  color: #5eead4;
}

/* —— Privacy: do/don't —— */
.sp-twocol {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.1rem;
  margin-bottom: 1.5rem;
}

@media (max-width: 720px) {
  .sp-twocol {
    grid-template-columns: 1fr;
  }
}

.sp-do-box,
.sp-dont-box {
  padding: 1.4rem 1.35rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  background: #fff;
  box-shadow: var(--shadow-sm);
}

.sp-do-box h3,
.sp-dont-box h3 {
  margin: 0 0 0.75rem;
  font-family: var(--font-serif);
  font-size: 1.1rem;
  color: var(--color-navy);
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.sp-do-mark {
  display: grid;
  place-items: center;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--color-primary);
  color: #fff;
  font-size: 0.8rem;
  font-weight: 800;
}

.sp-dont-mark {
  display: grid;
  place-items: center;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: #fee2e2;
  color: #b91c1c;
  font-size: 0.8rem;
  font-weight: 800;
}

.sp-do-box ul,
.sp-dont-box ul {
  margin: 0;
  padding-left: 1.15rem;
  display: grid;
  gap: 0.4rem;
}

.sp-do-box li,
.sp-dont-box li {
  font-size: 0.9rem;
  line-height: 1.55;
  color: var(--color-text-muted);
}

/* —— Control cards —— */
.sp-control-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  margin-bottom: 1.25rem;
}

@media (max-width: 760px) {
  .sp-control-grid {
    grid-template-columns: 1fr;
  }
}

.sp-control-card {
  padding: 1.25rem 1.2rem;
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
}

.sp-control-card__icon {
  width: 38px;
  height: 38px;
  display: grid;
  place-items: center;
  border-radius: 10px;
  background: var(--color-primary-soft);
  color: var(--color-primary);
  margin-bottom: 0.75rem;
}

.sp-control-card h3 {
  margin: 0 0 0.4rem;
  font-family: var(--font-serif);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--color-navy);
}

.sp-control-card p {
  margin: 0;
  font-size: 0.9rem;
  line-height: 1.55;
  color: var(--color-text-muted);
}

.sp-policy-callout {
  text-align: center;
  margin: 0;
  padding: 0.75rem 1rem;
  border-radius: var(--radius);
  background: var(--color-primary-soft);
  color: var(--color-navy);
  font-size: 0.9375rem;
}

.sp-policy-callout a {
  color: var(--color-primary);
  font-weight: 700;
}

/* —— Disclosure —— */
.sp-disclosure {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 1.4rem;
  margin: 0 0 3.5rem;
  padding: 1.75rem;
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
}

@media (max-width: 640px) {
  .sp-disclosure {
    grid-template-columns: 1fr;
  }
}

.sp-disclosure__icon {
  width: 54px;
  height: 54px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: var(--color-primary-soft);
  color: var(--color-primary);
}

.sp-disclosure h2 {
  margin: 0 0 0.65rem;
  font-family: var(--font-serif);
  font-size: clamp(1.35rem, 2.4vw, 1.7rem);
  font-weight: 800;
  color: var(--color-navy);
  line-height: 1.15;
}

.sp-disclosure > div > p {
  margin: 0 0 0.9rem;
  font-size: 0.975rem;
  line-height: 1.6;
  color: var(--color-text-muted);
}

.sp-disclosure__points {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.55rem;
}

.sp-disclosure__points li {
  padding-left: 1.45rem;
  position: relative;
  font-size: 0.9375rem;
  line-height: 1.55;
  color: var(--color-text-muted);
}

.sp-disclosure__points li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.55rem;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--color-primary);
}

.sp-disclosure__points strong {
  color: var(--color-navy);
}

/* —— FAQ —— */
.sp-faq {
  margin: 0 0 3rem;
}

.sp-faq__title {
  font-family: var(--font-serif);
  font-size: clamp(1.5rem, 2.6vw, 1.95rem);
  font-weight: 800;
  color: var(--color-navy);
  margin: 0 0 1.25rem;
}

.sp-faq__item {
  border-bottom: 1px solid var(--color-border);
}

.sp-faq__item summary {
  list-style: none;
  cursor: pointer;
  padding: 1.1rem 0.5rem;
  font-weight: 700;
  font-size: 1rem;
  color: var(--color-navy);
  position: relative;
  padding-right: 2.5rem;
}

.sp-faq__item summary::-webkit-details-marker {
  display: none;
}

.sp-faq__item summary::after {
  content: "+";
  position: absolute;
  right: 0.75rem;
  top: 50%;
  transform: translateY(-50%);
  font-size: 1.5rem;
  font-weight: 400;
  color: var(--color-text-muted);
  transition: transform 0.2s ease;
}

.sp-faq__item[open] summary::after {
  content: "−";
}

.sp-faq__item p {
  margin: 0 0 1.1rem;
  padding: 0 0.5rem;
  font-size: 0.95rem;
  line-height: 1.6;
  color: var(--color-text-muted);
}

.sp-faq__item p a {
  color: var(--color-primary);
}

/* —— Contact —— */
.sp-contact {
  padding: 1.5rem 1.75rem;
  border-radius: var(--radius-lg);
  background: linear-gradient(160deg, #ffffff 0%, #f8fafc 100%);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-sm);
  display: grid;
  gap: 0.85rem;
}

.sp-contact__row {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  gap: 1rem;
  padding-bottom: 0.85rem;
  border-bottom: 1px solid var(--color-border);
}

.sp-contact__row:last-child {
  border-bottom: 0;
  padding-bottom: 0;
}

.sp-contact__left {
  display: flex;
  align-items: center;
  gap: 0.6rem;
}

.sp-contact__ico {
  display: grid;
  place-items: center;
  color: var(--color-primary);
}

.sp-contact__label {
  font-weight: 700;
  color: var(--color-navy);
  font-size: 0.95rem;
}

.sp-contact__value {
  margin: 0;
  font-size: 0.95rem;
  color: var(--color-text-muted);
}

.sp-contact__value a {
  color: var(--color-primary);
  font-weight: 600;
}

/* —— Subprocessors page extras —— */
.sp-vendor__legal {
  margin: 1.1rem 0 0;
  font-size: 0.8125rem;
  color: var(--color-text-muted);
}

.sp-vendor__legal a {
  color: var(--color-primary);
  font-weight: 600;
  word-break: break-word;
}

.sp-vendor__legal--center {
  text-align: center;
  margin-top: 1.25rem;
}

.vendor-pair .section-header--center {
  margin-bottom: 1.5rem;
}

.vendor-pair .section-header--center .kicker {
  display: inline-block;
  margin-bottom: 0.5rem;
}

.vendor-pair__cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.1rem;
}

@media (max-width: 880px) {
  .vendor-pair__cards {
    grid-template-columns: 1fr;
  }
}

.vendor-card {
  padding: 1.6rem 1.5rem 1.55rem;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  text-align: left;
  transition: transform 0.18s ease, box-shadow 0.18s ease;
}

.vendor-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.vendor-card__icon {
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: var(--color-primary-soft);
  color: var(--color-primary);
  margin-bottom: 0.9rem;
}

.vendor-card h3 {
  margin: 0 0 0.55rem;
  font-family: var(--font-serif);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--color-navy);
  line-height: 1.25;
}

.vendor-card p {
  margin: 0;
  font-size: 0.9375rem;
  line-height: 1.6;
  color: var(--color-text-muted);
}

.vendor-card p strong {
  color: var(--color-navy);
}

.sp-ai__kicker {
  color: #5eead4 !important;
  background: rgba(94, 234, 212, 0.15);
  display: inline-block;
  padding: 0.3rem 0.65rem;
  border-radius: 999px;
  margin-bottom: 0.7rem;
  letter-spacing: 0.08em;
  font-size: 0.65rem;
}

.sp-dpa {
  text-align: center;
  max-width: 42rem;
  margin: 0 auto 2rem;
  padding: 1.75rem 1.5rem 0;
}

.sp-dpa h2 {
  margin: 0 0 0.85rem;
  font-family: var(--font-serif);
  font-size: clamp(1.4rem, 2.5vw, 1.85rem);
  font-weight: 800;
  color: var(--color-navy);
  letter-spacing: -0.01em;
}

.sp-dpa p {
  margin: 0 0 0.85rem;
  font-size: 1rem;
  line-height: 1.6;
  color: var(--color-text-muted);
}

.sp-dpa a {
  color: var(--color-primary);
  font-weight: 600;
}

.sp-dpa__note {
  font-size: 0.875rem !important;
  color: var(--color-text-muted);
}

/* —— Legal pages (Privacy Policy etc.) —— */
.legal-shell {
  max-width: 50rem;
  margin: 0 auto;
  padding: 3rem 1.5rem 4rem;
}

.legal-hero {
  text-align: left;
  margin-bottom: 2.5rem;
  padding-bottom: 1.5rem;
  border-bottom: 1px solid var(--color-border);
}

.legal-eyebrow {
  margin: 0 0 0.5rem;
  font-size: 0.7rem;
  font-weight: 800;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--color-primary);
}

.legal-hero h1 {
  margin: 0 0 0.65rem;
  font-family: var(--font-serif);
  font-size: clamp(1.85rem, 3.6vw, 2.6rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--color-navy);
  line-height: 1.1;
}

.legal-effective {
  margin: 0 0 1.25rem;
  font-size: 0.9rem;
  color: var(--color-text-muted);
}

.legal-effective strong {
  color: var(--color-navy);
}

.legal-lede {
  margin: 0 0 1rem;
  font-size: 1.0625rem;
  line-height: 1.65;
  color: var(--color-text);
}

/* —— Contact & Support page —— */
.contact-hero {
  text-align: center;
  max-width: 44rem;
  margin: 0 auto;
  padding: 3rem 1.5rem 1.5rem;
}

.contact-eyebrow {
  margin: 0 0 0.65rem;
  font-size: 0.7rem;
  font-weight: 800;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--color-primary);
}

.contact-hero h1 {
  margin: 0 0 0.85rem;
  font-family: var(--font-serif);
  font-size: clamp(2rem, 4vw, 2.85rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--color-navy);
  line-height: 1.1;
}

.contact-lede {
  margin: 0;
  font-size: 1.0625rem;
  line-height: 1.6;
  color: var(--color-text-muted);
}

.contact-grid {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 1rem 1.5rem 4rem;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.1rem;
}

@media (max-width: 880px) {
  .contact-grid {
    grid-template-columns: 1fr;
    max-width: 36rem;
  }
}

.contact-card {
  padding: 1.75rem 1.5rem 1.6rem;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  text-align: center;
  transition: transform 0.18s ease, box-shadow 0.18s ease;
}

.contact-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.contact-card__icon {
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: var(--color-primary-soft);
  color: var(--color-primary);
  margin: 0 auto 1rem;
}

.contact-card h2 {
  margin: 0 0 0.6rem;
  font-family: var(--font-serif);
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--color-navy);
}

.contact-card p {
  margin: 0 0 1rem;
  font-size: 0.9375rem;
  line-height: 1.55;
  color: var(--color-text-muted);
}

.contact-card p:last-child {
  margin-bottom: 0;
}

.contact-card a {
  color: var(--color-primary);
  font-weight: 600;
}

.contact-card__email {
  font-size: 1rem !important;
  font-weight: 700;
  color: var(--color-navy) !important;
}

.contact-card__email a {
  color: var(--color-primary);
  word-break: break-word;
}

.legal-callout {
  margin: 0;
  padding: 0.85rem 1rem;
  background: var(--color-primary-soft);
  border-radius: var(--radius);
  font-size: 0.9375rem;
  line-height: 1.55;
  color: var(--color-navy);
}

.legal-toc {
  margin: 0 0 2.5rem;
  padding: 1.25rem 1.5rem 1.5rem;
  background: #f8fafc;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
}

.legal-toc h2 {
  margin: 0 0 0.75rem;
  font-family: var(--font-sans);
  font-size: 0.85rem;
  letter-spacing: 0.06em;
  font-weight: 700;
  text-transform: uppercase;
  color: var(--color-text-muted);
}

.legal-toc ol {
  margin: 0;
  padding-left: 1.25rem;
  display: grid;
  gap: 0.4rem;
}

.legal-toc ol li a {
  color: var(--color-navy);
  font-size: 0.95rem;
  font-weight: 600;
  text-decoration: none;
}

.legal-toc ol li a:hover {
  color: var(--color-primary);
  text-decoration: underline;
}

.legal-section {
  margin: 0 0 2.5rem;
  scroll-margin-top: 6rem;
}

.legal-section h2 {
  margin: 0 0 1rem;
  font-family: var(--font-serif);
  font-size: clamp(1.35rem, 2.5vw, 1.65rem);
  font-weight: 700;
  color: var(--color-navy);
  line-height: 1.2;
}

.legal-section h3 {
  margin: 1.5rem 0 0.55rem;
  font-family: var(--font-sans);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--color-navy);
}

.legal-section p {
  margin: 0 0 0.85rem;
  font-size: 0.975rem;
  line-height: 1.65;
  color: var(--color-text);
}

.legal-section ul {
  margin: 0 0 1rem;
  padding-left: 1.25rem;
  display: grid;
  gap: 0.4rem;
}

.legal-section ul li {
  font-size: 0.975rem;
  line-height: 1.6;
  color: var(--color-text);
}

.legal-section a {
  color: var(--color-primary);
  font-weight: 600;
}

.legal-section a:hover {
  text-decoration: underline;
}

/* —— Security page: Bank Connections With Plaid —— */
.bank-connections {
  margin: 2rem 0 2.5rem;
  padding: 1.75rem 1.75rem 1.85rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  background: linear-gradient(160deg, #ffffff 0%, #f8fafc 100%);
  box-shadow: var(--shadow-sm);
}

.bank-connections__head {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 1rem 1.1rem;
  align-items: start;
  margin-bottom: 1.4rem;
  padding-bottom: 1.25rem;
  border-bottom: 1px solid var(--color-border);
}

.bank-connections__plaid {
  width: 56px;
  height: 56px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: #fff;
  border: 1px solid var(--color-border);
  color: #111;
  flex-shrink: 0;
}

.bank-connections__title {
  margin: 0 0 0.35rem;
  font-family: var(--font-serif);
  font-size: clamp(1.45rem, 2.4vw, 1.75rem);
  font-weight: 700;
  letter-spacing: -0.015em;
  color: var(--color-navy);
  line-height: 1.15;
}

.bank-connections__lede {
  margin: 0;
  color: var(--color-text-muted);
  font-size: 0.975rem;
  line-height: 1.6;
}

.bank-connections__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.9rem;
}

@media (max-width: 880px) {
  .bank-connections__grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 540px) {
  .bank-connections__grid {
    grid-template-columns: 1fr;
  }

  .bank-connections {
    padding: 1.25rem 1.1rem 1.4rem;
  }
}

.bank-connection-card {
  padding: 1.1rem 1.1rem 1.15rem;
  border-radius: var(--radius);
  border: 1px solid var(--color-border);
  background: #fff;
  box-shadow: var(--shadow-sm);
}

.bank-connection-card__icon {
  width: 36px;
  height: 36px;
  display: grid;
  place-items: center;
  border-radius: 10px;
  background: var(--color-primary-soft);
  color: var(--color-primary);
  margin-bottom: 0.6rem;
}

.bank-connection-card h3 {
  margin: 0 0 0.35rem;
  font-family: var(--font-serif);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--color-navy);
}

.bank-connection-card p {
  margin: 0;
  font-size: 0.875rem;
  line-height: 1.55;
  color: var(--color-text-muted);
}

.bank-connection-card p a {
  color: var(--color-primary);
}

/* —— Loftd homepage hero (navy + gold) —— */
.loft-hero {
  background: linear-gradient(180deg, var(--color-navy) 0%, var(--color-navy-mid) 100%);
  color: var(--color-on-navy);
  padding: 3.5rem 1.5rem 4rem;
  text-align: center;
}

.loft-hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  margin: 0 0 1.5rem;
  padding: 0.4rem 0.85rem;
  border-radius: 999px;
  border: 1px solid rgba(201, 162, 39, 0.35);
  background: rgba(255, 255, 255, 0.06);
  font-size: 0.65rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-gold);
}

.loft-hero__badge-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--color-gold);
}

.loft-hero h1 {
  margin: 0 auto 1.25rem;
  max-width: 14ch;
  font-family: var(--font-serif);
  font-size: clamp(2.35rem, 6vw, 3.75rem);
  font-weight: 700;
  letter-spacing: -0.02em;
  line-height: 1.08;
  color: #fff;
}

.loft-hero__lede {
  margin: 0 auto 2rem;
  max-width: 40rem;
  font-size: clamp(1rem, 2.2vw, 1.125rem);
  line-height: 1.6;
  color: rgba(248, 246, 243, 0.82);
}

.loft-hero__actions {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.75rem;
}

.btn-outline--on-navy {
  color: #fff;
  border-color: rgba(255, 255, 255, 0.35);
  background: transparent;
}

.btn-outline--on-navy:hover {
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(255, 255, 255, 0.55);
  color: #fff;
  text-decoration: none;
}

.loft-features {
  max-width: var(--max-width);
  margin: -2rem auto 0;
  padding: 0 1.5rem 2.5rem;
  position: relative;
  z-index: 2;
}

.loft-features__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
}

@media (max-width: 900px) {
  .loft-features__grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 520px) {
  .loft-features__grid {
    grid-template-columns: 1fr;
  }
}

.loft-feature-card {
  padding: 1.35rem 1.25rem 1.3rem;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  text-align: left;
}

.loft-feature-card__icon {
  width: 40px;
  height: 40px;
  display: grid;
  place-items: center;
  border-radius: 10px;
  background: var(--color-primary-soft);
  color: var(--color-gold-muted);
  margin-bottom: 0.85rem;
}

.loft-feature-card h3 {
  margin: 0 0 0.45rem;
  font-family: var(--font-serif);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--color-navy);
}

.loft-feature-card p {
  margin: 0;
  font-size: 0.9rem;
  line-height: 1.55;
  color: var(--color-text-muted);
}

.loft-chief {
  max-width: var(--max-width);
  margin: 0 auto 3rem;
  padding: 0 1.5rem;
}

.loft-chief__panel {
  padding: 1.5rem 1.5rem 1.35rem;
  border-radius: var(--radius-lg);
  background: linear-gradient(160deg, var(--color-navy-mid) 0%, var(--color-navy) 100%);
  border: 1px solid rgba(255, 255, 255, 0.08);
  box-shadow: var(--shadow-md);
}

.loft-chief__head {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  margin-bottom: 1rem;
}

.loft-chief__avatar {
  width: 36px;
  height: 36px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  border: 2px solid var(--color-gold);
  color: var(--color-gold);
  font-weight: 800;
  font-size: 0.95rem;
}

.loft-chief__label {
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--color-gold);
  letter-spacing: 0.02em;
}

.loft-chief__bubble {
  margin: 0;
  padding: 1rem 1.15rem;
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.08);
  font-size: 0.975rem;
  line-height: 1.6;
  color: rgba(248, 246, 243, 0.92);
}

.site-disclaimer-wrap {
  background: #ebe8e2;
  border-top: 1px solid var(--color-border);
}

.site-disclaimer {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 1.25rem 1.5rem;
  font-size: 0.75rem;
  line-height: 1.55;
  color: var(--color-text-muted);
  text-align: center;
}

.site-disclaimer a {
  color: var(--color-gold-muted);
  font-weight: 600;
}